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Fronting Companies



To ACE Limited Website


The ACE Group of Companies is firmly committed to the areas of captive insurance and alternative risk financing. As a Bermuda based organization originally established by a consortium of leading companies to provide hard-to-find excess liability coverage, ACE recognizes the benefits of captive insurance and can offer a full spectrum of products in order to properly service this segment of the industry.

These products include:

  • Fronting
  • Risk Transfer and/or Reinsurance
  • Rent-a-Captive Management
  • Claims Handling
  • Loss Control
  • Multi National Structures
  • Loss Portfolio Transfers
  • New Product Development

ACE can offer these services across a broad range of product lines including:

  • Casualty – General Liability, Automobile Liability
  • Workers’ Compensation
  • Property
  • Accident & Health
  • Professional Liability
  • Environmental Liability

Contact:

Carol Frey
484-888-4002 (cell)
802-651-9735 (office)
e-mail Carol Frey

For more information visit our captive.com home page.

To learn more about ACE, go to www.ace-ina.com.

 


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AIG is the leading U.S.-based international insurance and financial services organization and the largest underwriter of commercial and industrial insurance in the United States. Its member companies write a wide range of commercial, personal and life insurance products through a variety of distribution channels in approximately 130 countries and jurisdictions throughout the world. AIG's global businesses also include financial services and asset management, including aircraft leasing, financial products, trading and market making, consumer finance, institutional, retail and direct investment fund asset management, real estate investment management, and retirement savings products. American International Group, Inc.'s common stock is listed on the New York Stock Exchange, as well as the stock exchanges in London, Paris, Switzerland and Tokyo.

RISK MANAGEMENT GROUP

AIGRM Domestic Capabilities

AIGRM has been providing Captive Risk Management for over 25 years.  We specialize in fronting arrangements on an admitted or non-admitted basis.

In addition, we can provide either Re-Insurance or Finite Re-Insurance basis as well as offering Cash Management Services ("R Camp") to assist in collateralization.

AIGRM also can provide Rent-A-Captive and Risk Swap opportunities, and Claims and Loss Control Services.

AIG INSURANCE MANAGEMENT SERVICES

It takes the best managed insurance organization
to provide the best captive management.

(And over 75 years of insurance experience doesn’t hurt either.)

Who better than the member companies of American International Group, Inc. (AIG), the leading U.S.-based international insurance organization, to help you manage your own insurance company? We’ve been doing it for ourselves for over 75 years.

Staying ahead of changing markets has been our constant commitment. And that’s exactly what we’ve done for our captive clients for the 40 years we’ve been managing captives.

Our extensive worldwide network provides us with a unique understanding of complex solutions as well as local market regulations and customs. In addition, we can offer a broad spectrum of support services that include risk and insurance consulting, captive auditing, financial reporting, cash management, investment management and premium financing.

And because we are one of the most financially secure organizations in the world, you can rely on us to manage your captive to its maximum potential.

Call AIG Insurance Management Services today and take full advantage of our expertise in managing captives.

AIU RISK MANAGEMENT

AIU's Risk Management Division (RMD) offers tailor-made insurance programs that respond to a broad range of financial demands from clients who require financially structured insurance coverage. AIU specializes in providing multinational programs; high frequency loss programs; and programs with unique client reporting requirements.


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To Alta Holdings Website

Elite Clients.

Elite Professionals.

Your Elite Choice.

The Alta Group offers a complete complement of captive management, formation and consultancy services for both on-shore and off-shore captive insurance clients.

With a choice of jurisdictions and a wealth of experienced professionals, Alta is prepared to meet your alternative risk needs.


  • Captive Structuring, Formation & Management
  • Program Administration & Management
  • Fronting and Reinsurance Placements
  • Underwriting and Policy Issuance
  • Claims Management
  • Regulatory Compliance
  • Financial Management

 

Alta Holdings, LLC
3080 Bristol Street, Suite 630
Costa Mesa, CA 92626
Tel 714-433-2939
Fax 714-433-2936
Don Rousso
President
Email Donald Rousso

Greg Taylor
Managing Director
Email Greg Taylor
Mobile: 949-302-7327

Visit our website at www.altaholdings.com


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To Discover Re Website
A Travelers Company
 

Discover Re SMG: Captive Programs

Discover Re Captive Programs (SMG) provides fronting and reinsurance for over 60 captive programs representing over $500 million in gross written premium. Chief benefits for captive users include: Control over insurance programs, flexibility in design of programs, and long-term stability and financial participation by program members. Programs may include limited delegation of underwriting and processing authority, or be managed internally by Discover Re.

   
Captive Types Group Captive, Franchise/Association Captives, Program Manager/Sponsored Captives, Rent-a-Captives and Segregated Cell Captives
   
Captive Program Structures
  • Fronting -- Provides compliant, first-dollar insurance policies by highly-rated admitted and non-admitted companies.
  • Specific Excess of Loss -- Limits the sponsor’s severe loss exposure on a per occurrence basis.
  • Aggregate Insurance -- Provides a definable limit of the sponsor’s loss exposure and protects against a higher than expected claims frequency (capped loss ratio).
   
Program-Related Services
  • Underwriting Analysis --Exposure evaluation, determine loss picks/funding, establish/enforce underwriting guidelines.
  • Financial Stewardship -- Evaluate individual member financial stability, monitor and review financial condition of captive, monitor transfer of funds.
  • Policy Administration -- Policy/Endorsement issuance; Premium Audit Services.
  • Regulatory Compliance -- Rate, rule and forms filing, coverages, bureau statistical premium and loss data reporting
  • Claims -- Large Loss Oversight and Consultation, evaluate TPA Competency and Compliance, process all Claim related statistical reporting, TPA Audits.
   
Contacts

Lawrence W. Cook, Second Vice President
Phone: 860-284-2771
lcook@discover-re.com

Regional Marketing Contacts and additional information visit Discover Re’s Web site:
discover-re.com

   
Discover Re serves the captive market through our Specialty Marketing Group (SMG) division and unbundled individual risk clients through our CORE division.
 

 

 


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Liberty Mutual Alternative Markets Liberty Mutual
Over 90 years of success in traditional insurance markets. 
Alternative Markets

Shared Risk.  Greater Control.
 
 


In today's unsteady business environment, an alternative structure built on the stability of a company like Liberty Mutual is what you need.

Liberty Mutual
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Captive Fronting

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Structured Insurance Products

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Reinsurance Protection

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Risk Management Services

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Captive Management

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Energy / AEGIS Alliance

Aegis www.lmalternativemarkets.com
Toll Free: 866-355-1983


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To Martello Insurance PCC Website

Martello Insurance PCC Limited is a Protected Cell Insurance Company licensed in the EU domicile of Gibraltar. Martello’s unique selling proposition is its Protected Cell structure combined with its ability to directly write all classes of general insurance across the EEA (made up of 27 EU member countries plus Iceland, Liechtenstein and Norway).

Martello’s paper has the same regulatory status as a local insurer in those territories making it an ideal self-insurance or fronting facility for any organization with European interests. Martello is a boutique facility independent of all other insurers and brokers. However, amongst its promoters and executives are individuals with experience second to none in writing ‘cross border’ risks in the EU and beyond.

We are based at 85 Main Street, Gibraltar, phone number +350-50100, fax number + 350-41215. Email us at info@martelloinsurance.com.

For more information, links, and articles, visit our Data Sheet and our Protected Cell Company Summary at captive.com, or our company web page at www.martelloinsurance.com.

Contact our principals directly:

Anne Finn, Director, +350-50100, +350-41215, email afinn@martelloinsurance.com
Tadhg Crowley, Managing Director, +350-50100, 350-41215, email tcrowley@martelloinsurance.com

 


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To SPARTA website

Specialty Program and Risk Transfer Alternatives

SPARTA is an acronym for Specialty Program and Risk Transfer Alternatives. SPARTA's vision is to be the premier provider of customized unbundled program solutions. All insurance coverages are issued through SPARTA Insurance Company on a fully admitted basis. The company operates countrywide where authorized in two niche property and casualty insurance segments:

Alternative Risk Transfer Programs ("ART") providing program level risk sharing through captive reinsurance

Specialty Insurance Programs ("Specialty") whereby the risk is fully retained by SPARTA

SPARTA Insurance Holdings, Inc. (SPARTA) was formed in March 2007. In August 2007, SPARTA received regulatory approval from the Massachusetts Insurance Division to acquire a 52 jurisdiction licensed insurance company shell that it renamed SPARTA Insurance Company. Upon approval of the acquisition, SPARTA Insurance Company received an A- (Excellent) rating from A.M. Best.

SPARTA Insurance Company has $255 million of statutory surplus, an A.M. Best financial size category IX.

Targeted Classes and Lines of Business

Programs typically average from $10 to $15 million in annual gross written premium and demonstrate a high degree of homogeneity by: Industry Sector, Territory, or Controlled Production Source. The minimum program premium size is $5 million.

Characteristics of typical target programs include established programs with risks more homogeneous than heterogeneous, in a geographical area more regional than national, with target insureds in industries that present less severe hazards.

Typical classes of business that fall within our underwriting appetite include: Retail, Wholesale, Service, Light Manufacturing, Light/Medium Contracting, Hospitality, Habitational, Transportation

SPARTA has a selective and disciplined underwriting approach exclusively focused on unbundled program business for commercial auto liability and general liability with exposures typically up to $1 million in policy limits, property with exposures up to $5 million per location, and workers compensation with statutorily mandated limits.

Contact SPARTA:

Brian First, EVP & Chief Marketing Officer
bfirst@spartainsurance.com
direct phone: 860.275.6520

 

Website: www.spartainsurance.com

 

 


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Group Captives
Knowledge. Experience. Execution.


Zurich Group Captives is the market leader in the growing captive marketplace. We are the insurer for three of the industry's top 10 largest policyholder-owned alternative risk facilities, according to Business Insurance. We operate with a holistic, integrated team approach that goes beyond simply offering risk transfer insurance solutions. The Zurich team includes specialists in underwriting, claims, marketing, risk engineering*, actuarial, finance, policy issuance and regulatory compliance. We deliver the intellectual capital and infrastructure required to create solutions that meet the distinctive and complex needs of a group captive.

For more information and links to our company website, visit our Captive.com Data Sheet

Contacts:

Group member owned

Rod DeMaso
Phone: 847-605-4281
Fax: 847-605-7605
rod.demaso@zurichna.com

Association, agency and MGA owned; SPC facilities

Jill Bryant
847-605-2585
847-605-7605
jill.bryant@zurichna.com

*Risk engineering services are provided by Zurich Services Corporation  

 


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