About Us

We'll help you clarify your alternatives
Milliman provides a broad spectrum of services for property and casualty self-insureds and captive insurers that will help you "clarify your alternatives."

Contact us today for help with:

Loss and Expense Liabilities
  • Independent evaluations of loss and loss adjustment expense liabilities
  • Quarterly monitoring of reserves
  • Statements of opinion regarding adequacy of reserves for insurance regulatory and other reporting purposes
  • Reviews of internal procedures and assumptions
Risk Retention Alternatives
  • Assistance in evaluating captive carrier feasibility
  • Assistance in evaluating the benefits
  • Costs and risks of alternative retention limits
  • Evaluation of commercial insurance proposals
  • Information for use in negotiating insurance prices.
Pricing and Funding
  • Preparation of actuarial feasibility studies for internal and regulatory purposes
  • Evaluation of funding requirements corresponding to targeted probability levels
  • Evaluation of impact of potential loss variances on funding
  • Allocation of premiums for commercial insurance and/or self-insurance funding among departments
  • Review of excess insurance costs.
Financial Modeling
  • Pro forma projections (income statement, balance sheet, cash flow)
  • Sensitivity analysis (various trend scenarios, various loss scenarios, corporate growth plans).

About Milliman

Milliman is among the largest actuarial and management consulting firms in the United States. The firm has over 1,100 professional personnel in 50 offices around the world. We provide actuarial consulting services in the property/casualty, life, health, and pension areas to clients which include insurance companies, insurance purchasers, regulators, self-insurers, and pension plan sponsors. Services provided cover such diverse areas as evaluation of loss and expense reserves, pricing and funding requirements, risk retention, insurance management and operations, financial analysis, claims consulting services, and reinsurance issues. The services we offer are as diverse as our clientele, but all are custom-tailored to meet the unique requirements of each client.

The firm is owned by persons actively engaged in its consulting practice. Its sole business is providing independent consulting services on a fee-for-service basis. We do not act as an agent, broker, reinsurance intermediary, third part administrator, or adjuster. The principals of the firm are not permitted to own stock on any insurance or reinsurance company. In this way, Milliman is able to provide analyses and opinions that are totally independent and objective.


Our Clients

Milliman has performed studies on all aspects of casualty and property insurance, for public and private clients, in virtually all jurisdictions of the United States.

Milliman has extensive experience relating to risk retention groups and captive insurance companies domiciled throughout the world.



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  HIGHLIGHTS

Benefits Perspectives, Spring 2010
Financial Implications of Health Reform; Employer's Guide to 2010 Roth IRA Conversions; and Rethinking Investment Policy.
[To Benefits Perspectives Menu]

P&C Perspectives Part 5, Dec 2009
Credit Risk Perspectives: Assessing the Credit Markets
[To P&C Menu]

P&C Perspectives Part 4, Nov. 2009
Impact of the Economic Crisis on the HECM Program
[To P&C Menu]

P&C Perspectives Part 1, Fall 2009
Inside the Runoff Market (Multiple articles)
[To P&C Menu]

P&C Perspectives Part 2, Fall 2009
Breaking it Down: How to understand the impact of Obama's mortgage policies on portfolio values.
[To P&C Menu]

P&C Perspectives Part 3, Fall 2009
Newfound complexities in captive mortgage reinsurance financial reporting.
[To P&C Menu]

Using Captives for Employee Benefits
A presentation describing how and when your company might use a captive for employee benefits. [To Presentations Menu]

To learn more about Milliman, visit our Corporate Home Page



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