Captive Basics

Key Concepts for Captive Insurance Reinsurance Contracts

March 25, 2024

We take a look at some key concepts and reinsurance contract clauses that can help minimize the likelihood of a disagreement with your reinsurers. And, should these disagreements arise, the concepts and contract wording can provide additional protection to a captive insurance company. Read More


What Is the Difference between Self-Insurance and Captive Insurance?

March 19, 2024

Captive insurance is a type of self-insurance that is available to most business owners, regardless of the size of their enterprise, that offers all the benefits of a fully self-funded insurance plan while providing additional incentives and a risk management framework. Read More


Why Should You Consider Forming a Captive Insurance Company?

November 7, 2023

Once just a speck on the commercial insurance market landscape, captive insurance companies have become a mainstream risk management tool. Read on to learn more! Read More


How Risk Retention Groups Differ from Captives

October 9, 2023

A risk retention group (RRG) can be an option for insurance buyers facing common challenges in the traditional liability insurance market. An RRG can offer premium savings, options for obtaining difficult-to-get coverages or limits, and incentives for reducing claims activity. Read More


5 Reasons Not To Form a Captive Insurer

September 29, 2023

There are five key questions to ask before deciding whether to form a captive insurance company. We rank the questions in order of importance and provide a road map for prospective captive owners to consider. Read More