Articles
Cyber Risk: A Devious Data Dilemma
Read the latest from Aaron Hillebrandt of Pinnacle Actuarial Resources, Inc., who discusses the "devious dilemma" of dealing with cyber-risk data reliability and the need to understand what the data represents. Read More
Musings on the State of Workers Compensation
Single-parent and group captives have played a large role in allowing employers to self-insure their workers compensation risks. We look at new reports on InsurTech and medical costs as we gauge whether the positive pricing trends are likely to continue. Read More
What Is Your Plan for Making Hiring Decisions?
A growing company needs to reduce the risk of turnover and increase the return on investment in its human capital. This can be accomplished by forming a plan for hiring decisions that aligns each candidate with the job opening. Read More
The Cayman Islands as a Captive Domicile: An Introduction
The Atlas Insurance Management team gives a first-hand view of the Cayman Islands experience as participants in the second-largest captive insurance jurisdiction in the world and a high-growth business environment, not just for captive insurance but for the whole universe of financial services, including large insurers. Read More
Key Criteria for Selecting a Captive Claims TPA
The claims handling function is a critical requirement for all captive insurers. The decision to outsource this operation to a third-party administrator (TPA) requires significant due diligence. We explore some of the key criteria to consider in selecting the right claims handling TPA firm. Read More
Cyber-Risk Quantification Is Key for M&A Professionals
In the insurance industry, many of the practical details surrounding merger and acquisition (M&A) transactions are based on reasonably sound approaches with sufficient supporting data where advisers can estimate the value of a target entity. What is challenging to quantify is the impact a cyber event may have on a target's value. Read More
Risk Retention Groups: An Important Segment of the Captive Industry
Risk Retention Group (RRG) comprise only 3 percent of the roughly 7,000 captive insurers now operating. This relatively small number of RRGs hides the importance of this segment of the captive industry. Many RRGs are a vital source of coverage for hundreds-even thousands-of their policyholder-owners. Read More
Adverse Risk Selection May Affect Insurers That Do Not Innovate
A significant majority of insurers understand that innovation is increasingly becoming a differentiator in the global marketplace, according to an A.M. Best survey of its rated entities. Read More