Captive Basics
Cell Captives: A Powerful Tool to Manage Risk
Cell captives are one of the many options available to companies interested in exploring captive insurance solutions. Cell captives offer organizations a way to realize all the benefits of a captive solution with significantly lower start-up and operating costs. They also take less time to implement than traditional single-parent captives. Learn More
Why Do Captives Get Credit Ratings?
Captive insurance companies pursue credit ratings to strengthen corporate governance, improve transparency, and reduce costs. A strong rating reassures reinsurers and fronting companies, potentially lowering fees and premiums. Additionally, captives use the rating process to benchmark performance and gain insights into financial health and best practices. Learn More
What To Expect from an Actuarial Analysis
An actuarial analysis estimates a company's unpaid insurance losses, offering insight into funds needed for claims. This analysis is crucial for companies retaining significant insurance risks and can help determine the benefits of forming a captive insurance company to manage these risks more effectively. Read More
Insuring Unique Risks in a Captive
Captive insurance companies can be used to insure just about any risk to which a parent company is exposed. Read More
Can a Captive Insurance Company Insure Employee Benefits?
Increasingly, organizations today utilize some form of captive insurance to fund the costs of employee benefits such as medical and life insurance, accidental death and dismemberment, long-term disability, and retirement. Learn about the advantages and disadvantages of funding benefits through a captive insurance company. Read More
953(d) Elections: The Basics
An article from Saren Goldner and P. Bruce Wright, partners in the tax department of Eversheds Sutherland (US) LLP, provides a basic overview of requirements, procedures, and compliance aspects surrounding the 953(d) election. Read More
What Is a Protected or Segregated Cell Captive?
Captive insurers fall into two main groups. Pure captives are 100 percent owned, directly or indirectly, by their insureds. Sponsored captives are owned and controlled by parties unrelated to the insured. Read on to learn about rental captives and protected cell captives. Read More