Market News
Captive Insurers Step Up to Cover Emerging Risks
Emerging risks such as cyber threats, climate change, pandemics, and artificial intelligence are challenging traditional insurance markets. Captive insurance provides flexibility, tailored coverage, and direct access to reinsurance, making it a valuable alternative. By addressing data scarcity and regulatory uncertainty, captives help organizations manage volatility and protect against evolving exposures. Learn More
August CICR Explores Vermont Captive Domicile
The August issue of "Captive Insurance Company Reports" ("CICR") examines Vermont's reputation as the US gold standard for captives, outlines Malta's protected cell company regime, and reviews the Captive Insurance Companies Association Amplify Women and NEXTGen initiatives. It also highlights the role of captives in higher education and evolving uses of alternative risk transfer. Learn More
Captive Insurance Helps Missouri Mutuals Return to Profitability
Missouri mutual insurers turned losses into profits in 2024 by creating a captive insurance reinsurance pool. The pool lowered reinsurance costs, stabilized operations, and protected rural markets. With membership expanding in 2025, it has become a vital structure ensuring the long-term stability of Missouri's mutual insurance industry. Read More
Swiss Re Report Highlights AI's Transformative Role in P&C Insurance
Swiss Re’s report, P&C Trend Spotlight: Artificial Intelligence (AI), examines how AI is reshaping property and casualty (P&C) insurance. It highlights advances in underwriting, claims handling, distribution, and risk prevention, while also noting challenges such as ethics, bias, and regulation. The report stresses responsible adoption and industry collaboration. Read More
Captive Insurance Strategies for Multinational Employee Benefits
Captive insurance enables multinational companies to coordinate and fund employee benefits across borders, offering streamlined administration and valuable claims data. From life and disability to voluntary coverages, captives provide flexibility while navigating complex global regulations, improving benefits consistency, and supporting strategic workforce management. Read More
Reinsurers Sustain Profits Through Disciplined Capital Strategy
AM Best's latest report highlights reinsurers' sustained profitability, driven by disciplined capital deployment, tighter underwriting, and rising investment income. Despite $100 billion in weather-related losses, reinsurers maintain strong performance in 2025. The market's structural improvements and financial resilience support AM Best's continued positive outlook for the global reinsurance industry. Read More
Missouri's Personalized Regulatory Approach Strengthens Captive Insurance Outcomes
Sam Komo, captive manager with the Missouri Department of Commerce and Insurance, describes Missouri's hands-on regulatory approach. By assigning dedicated regulators, maintaining in-house expertise, and fostering real-time communication, Missouri supports captives of all sizes, ensuring compliance, optimizing performance, and building lasting relationships that contribute to program growth and business confidence. Read More