Market News
September CICR Explores How Captives Support Parents
The September issue of "Captive Insurance Company Reports" ("CICR") examines how captives support parent company missions and highlights insights from North Carolina's domicile, artificial intelligence governance frameworks, proposed § 831(b) reforms, Marsh's 2025 benchmarking study, and AM Best's reinsurance market briefing. Subscribers can access the full issue via Vertafore ReferenceConnect or IRMI Online. Learn More
Captive Insurance and ESOP Strategies for Construction Companies
As Baby Boomer-owned construction companies seek succession options, many are turning to ESOPs and captive insurance. These strategies offer aligned benefits—enhancing risk management, supporting employee ownership, and securing long-term stability—making them ideal tools for companies navigating liquidity events, labor market challenges, and the industry's inherent operational risks. Learn More
"Ivans Index" August 2025: Commercial Renewal Rates Mostly Rise
The August 2025 "Ivans Index" reveals continued year-over-year premium increases across most major commercial lines, while workers compensation remains in decline. Month-over-month trends were mixed, with notable increases in general liability and umbrella renewal rates. The index reflects market-wide premium shifts based on over 120 million insurance transactions. Read More
Insurers Report $11.5 Billion Underwriting Gain Despite Ongoing Pressures
US property-casualty insurers reported $11.5 billion in underwriting gains for the first half of 2025. Despite wildfire-driven losses in the first quarter, improved rates and stable second quarter results led to a better combined ratio. Surplus remains high, though inflation, weather volatility, and ongoing risk trends continue to pressure long-term profitability. Read More
Tennessee Captive Insurance Market Expands, Leadership Promotions Announced
The Tennessee Department of Commerce and Insurance reported continued growth in its captive insurance market, licensing 12 new captives and 95 new cells in 2024. Commissioner Carter Lawrence highlighted state support, while leadership promotions and the addition of analyst Jarail Butler strengthen the team's ability to foster innovation and industry expansion. Read More
Captive Insurance and Capital Modeling: A Strategic Guide
Capital modeling helps captive insurance companies better quantify risk, uncover diversification benefits, and align investment strategy with enterprise risk. This guide from Oliver Wyman illustrates how captives can use capital modeling to strengthen financial resilience, lower the cost of risk, and enhance long-term returns on capital. Read More
Aon and Moody's Project $5B Growth in Casualty Reinsurance Sector
Aon and Moody's project up to $5 billion in annual growth for casualty reinsurance, driven by emerging risks like per- and polyfluoroalkyl substances, litigation trends, and environmental, social, and governance pressures. Their joint report highlights the role of named peril solutions and advanced analytics in helping insurers manage evolving exposures and capitalize on expanding market opportunities. Read More