Market News

Captive Insurance Helps Missouri Mutuals Return to Profitability

August 20, 2025

Missouri mutual insurers turned losses into profits in 2024 by creating a captive insurance reinsurance pool. The pool lowered reinsurance costs, stabilized operations, and protected rural markets. With membership expanding in 2025, it has become a vital structure ensuring the long-term stability of Missouri's mutual insurance industry. Read More


Swiss Re Report Highlights AI's Transformative Role in P&C Insurance

August 19, 2025

Swiss Re’s report, P&C Trend Spotlight: Artificial Intelligence (AI), examines how AI is reshaping property and casualty (P&C) insurance. It highlights advances in underwriting, claims handling, distribution, and risk prevention, while also noting challenges such as ethics, bias, and regulation. The report stresses responsible adoption and industry collaboration. Read More


Captive Insurance Strategies for Multinational Employee Benefits

August 18, 2025

Captive insurance enables multinational companies to coordinate and fund employee benefits across borders, offering streamlined administration and valuable claims data. From life and disability to voluntary coverages, captives provide flexibility while navigating complex global regulations, improving benefits consistency, and supporting strategic workforce management. Read More


Reinsurers Sustain Profits Through Disciplined Capital Strategy

August 18, 2025

AM Best's latest report highlights reinsurers' sustained profitability, driven by disciplined capital deployment, tighter underwriting, and rising investment income. Despite $100 billion in weather-related losses, reinsurers maintain strong performance in 2025. The market's structural improvements and financial resilience support AM Best's continued positive outlook for the global reinsurance industry. Read More


Missouri's Personalized Regulatory Approach Strengthens Captive Insurance Outcomes

August 15, 2025

Sam Komo, captive manager with the Missouri Department of Commerce and Insurance, describes Missouri's hands-on regulatory approach. By assigning dedicated regulators, maintaining in-house expertise, and fostering real-time communication, Missouri supports captives of all sizes, ensuring compliance, optimizing performance, and building lasting relationships that contribute to program growth and business confidence. Read More