Market News
Gallagher Re Report Explores Sustainable Growth in Cyber Insurance
Gallagher Re's recent report explores how the cyber insurance market can shift from reactive cycles to long-term sustainability. By addressing volatility, improving underwriting, and aligning capital with demand, the report outlines a path toward a more resilient, scalable market that can adapt to evolving threats and maintain stakeholder confidence. Learn More
Aon Report Details Buyer-Friendly Conditions at April 2025 Reinsurance Renewals
Aon's April 2025 reinsurance report shows continued market strength with record $715B reinsurer capital, double-digit pricing reductions in Asia–Pacific, and expanded facultative capacity. Competitive conditions are expected to persist through midyear renewals, offering insurers opportunities for improved terms and coverage flexibility across property and financial lines. Learn More
Tax Court Reinforces Scrutiny of Micro-Captives in Jones v. Commissioner
In Jones v. Commissioner, the tax court reaffirmed rigorous scrutiny of micro-captive insurance under IRC §831(b), disallowing tax deductions and exclusions claimed due to insufficient risk distribution and non-arm's-length premium practices. A payment previously classified as a loan was recharacterized as a constructive dividend to an executive. Read More
How Captive Insurance Uses Fronting and Unrated Paper to Fill Market Gaps
Jeremy Colombik of Management Services International discusses how captive insurance can address hard-to-place risks using unrated and nonadmitted paper. Learn how fronting arrangements, cost efficiency, and custom coverage options can create flexible, compliant solutions for industries facing traditional market limitations. Read More
Internal Education Is Key to Captive Insurance Success
This article explores how internal alignment and education drive the success of captive insurance programs. It highlights LAUSD's approach to surplus use, property risk management, and wildfire response, based on insights shared at the 2025 World Captive Forum. Includes practical guidance on board engagement, feasibility planning, and claims oversight. Read More
Hylant's Q1 2025 Report Reveals Insurance Market Forecasts
Hylant's Q1 2025 "Market Update" analyzes commercial insurance trends, renewal rate expectations, and underwriting shifts. Covering key lines such as casualty, cyber, property, and executive risk, the report provides insight into litigation drivers, market capacity, and evolving exposures impacting risk strategy in the year ahead. Read More
US Insurers See $100B Net Income in 2024 Despite Catastrophe Losses
In 2024, US property and casualty insurers reported $100 billion in core net income and a $24.8 billion underwriting gain—marking the first annual gain since 2020. Despite severe catastrophe losses, improved premium adequacy and stable loss growth helped strengthen financial results, with the industry's combined ratio improving to 96.4. Read More