Articles

A Guide to Actuarial Reports

December 11, 2023

There are numerous types of actuarial reports, and they can be as different as the actuaries who author them. This article gives guidance on which elements are required and which are a matter of style with the purpose of helping you to better understand actuarial reports. Read More


3 Important Components of a Captive Claims Handling Operation

November 22, 2023

Part of a captive insurance manager's responsibilities involves overseeing claims handling protocols for its clients. Since claims are typically the largest cost of running a captive insurer, it is important that the captive insurance manager encourage clients to consider this aspect of the captive's operations early in the formation process. Read More


RiverStone Acquires Its First Vermont Captive

November 9, 2023

RiverStone, the US insurance runoff specialist of the Fairfax insurance group, is pleased to announce the acquisition of Western Property & Casualty Insurance Company (Western P&C), effective August 31, 2022. Read More


5 Reasons Not To Form a Captive Insurer

September 29, 2023

There are five key questions to ask before deciding whether to form a captive insurance company. We rank the questions in order of importance and provide a road map for prospective captive owners to consider. Read More


Captive Insurance: Why or Why Not?

September 29, 2023

There are numerous factors to contemplate when deciding whether or not to form a captive insurance company. Read about some of the advantages and disadvantages of captive ownership to consider when deciding whether to form a captive insurance company or not. Read More


Employee Benefits in Captives: The Basics

September 21, 2023

A small but growing number of employers are tapping their captive insurance companies to fund employee benefit risks with a goal of reducing costs. This article reviews the basics, including the main drivers and the US Department of Labor approval process. Read More


Captive Insurers Need To Ask Investment Managers More Meaningful Questions

July 13, 2023

Alton Cogert, president and chief executive officer of Strategic Asset Alliance, offers the four specific questions that will lead to a more meaningful and useful investment manager meeting. Read More


Risk Retention Groups: A Basic Overview

June 16, 2023

A risk retention group (RRG) is a captive insurance company formed pursuant to the federal Liability Risk Retention Act. This article discusses some of the basics of RRGs, including differences between RRGs and other types of captives. Read More