Captive Management

Once Again, Mother Nature Provides a Lesson in Probability

February 24, 2021

Sometimes Mother Nature provides an excellent lesson in probability. This past week, it was the catastrophic failure of the Texas power grid due to extreme cold weather. It is a reminder that captive insurance company managers and board members need to have a working knowledge of probability and statistics. Read More


Does Your Captive Insurance Company Use Forward-Looking Modeling?

February 15, 2021

Forward-looking models being used by insurers and reinsurers to better understand changing and increasing risks could benefit some captive insurance companies. In a hardening reinsurance market, captives whose management and boards are educated on the topic could have an advantage when meeting with underwriters. Read More


5 Questions for Captive Insurance Companies in 2021

January 20, 2021

With the beginning of a New Year, here are five questions captive insurance companies should consider as they survey the operating environment in 2021. Areas covered by the questions include reinsurance markets, investments, personnel, regulation, and strategy and planning. Read More


Considering the Impact of Risk and Pricing in New Product Development

September 28, 2020

There is likely to be a push by captive insurance company owners and policyholders to cover some of the risks uncovered by the pandemic. But risk and pricing are critical elements in product development, and captives need to ask if they can rate, price, and adjust these risks properly. Read More


Actuarial Analysis: A Necessary Exercise with Many Potential Benefits

September 16, 2020

An actuarial analysis is typically required for companies that retain a significant dollar amount of insurance risk, usually through a self-insurance program or a large deductible program, according to Rachel Seale, consulting actuary with Milliman. The actuarial analysis can be useful when a company is considering using a captive insurance company. Read More