Finance, Investments, and Accounting
Ukraine Invasion Seen Having Significant Insurance Industry Impact
Russia's invasion of Ukraine will likely have a substantial impact on the global insurance industry in the near to middle terms, particularly given the fallout in the capital markets and the potential for widespread cyber attacks, according to A.M. Best. The invasion has had an immediate negative impact on stock markets. Read More
Amazon Courier Captives: A Solution That Really Delivers
Amazon's delivery model is a logistical marvel that also creates unique loss risks in its "last-mile" drivers that are well suited to captive insurance. A hard insurance market, like the one that the last-mile industry is facing, is common with relatively new risks that have clear high-risk characteristics. Read More
Insurance Premiums Increased for 16th Consecutive Quarter in Q3
Commercial property and casualty insurance premiums increased for the 16th consecutive quarter during the third quarter of 2021, according to the Council of Insurance Agents and Brokers (CIAB). According to the CIAB's Commercial Property/Casualty Market Index, prices increased 8.9 percent across all account sizes. Read More
Portfolio Construction, Low Yields, and Inflation
Captive insurance companies should take care in constructing their investment portfolios during times of low yields and potentially rising inflation. Too many investors make the mistake of believing in the powers of the Federal Reserve and forecasts of the experts. It can pay to be cautious. Read More
Captives: Is Passive or Active Investing a Better Strategy?
The conundrum between a captive insurance company choosing a passive investment strategy versus an actively managed strategy has always existed. For a captive, the choice of an active investment strategy versus a passive one should involve considering a number of factors. Read More