Captive Management

Recent years have been difficult for the commercial automobile insurance industry. Both frequency and severity have been escalating, while rate increases have not been sufficient to offset the climbing loss costs. Captive insurance and the alternative market can provide a flexible option for companies and groups as they respond to the industry's increasing market volatility. Read More

Cost is not the only consideration when deciding where to domicile a captive insurer, as John S. Alberici, of Alberici Corporation, discusses in this video. While domiciling in a company's home state can save many costs, evaluating the state's commitment to captive insurance programs is equally important to domicile selection. Read More

John S. Alberici, of Alberici Corporation, discusses how having more of a company's own capital at risk results in an increased focus and level of involvement in terms of safety and controlling costs. Read More

In the video "Three Critical Success Factors for Group Captives," Michael J. O'Neill of ACIG elaborates on how a group captive insurance company's mission statement is vital to its success and describes what makes an effective mission statement. Read More

Jeremy Colombik, president of Management Services International, says that what makes risk management profitable comes down to understanding that whether a business purchases insurance or not, the risk remains. Businesses can make their commercial insurance policies more efficient with a high deductible policy that moves risk into a captive insurer. Read More